Water Damage Restoration in Tennessee

Quick answer: for water damage anywhere in Tennessee, stop the water at the main shutoff, keep clear of wet electrics and call (888) 555-0142. The call is free and connects you with a local restoration company.

Tennessee has been included in 42 federal disaster declarations for severe storms, flooding or hurricanes since 2000, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in June 2025 (FEMA DR-4878), and 7 for winter storms and freezing. Most water damage, though, starts inside: a supply line, a water heater, a washing machine hose or a toilet. The table ranks the 19 Tennessee cities we cover by population, with each city's score on our Water Damage Risk Index.

City	Population	Homes built before 1980	Freezing nights a year	Risk score
Nashville	721,074	41%	76	61/100
Memphis	609,647	67%	44	73/100
Knoxville	202,021	59%	87	69/100
Chattanooga	194,144	55%	56	64/100
Clarksville	188,829	26%	78	57/100
Murfreesboro	171,178	18%	89	46/100
Franklin	90,226	13%	84	40/100
Johnson City	74,943	46%	94	56/100
Jackson	69,339	43%	71	63/100
Hendersonville	64,266	37%	86	56/100
Smyrna	63,321	21%	102	47/100
Spring Hill	61,336	4%	80	38/100
Kingsport	57,530	57%	83	50/100
Bartlett	56,416	28%	68	61/100
Gallatin	54,590	28%	101	57/100
Lebanon	53,412	27%	91	45/100
Collierville	51,909	11%	75	57/100
Cleveland	51,172	46%	80	54/100
Columbia	50,072	49%	93	65/100

Sources: Census Bureau population estimates (Vintage 2025) and ACS 2020-2024, NOAA 1991-2020 climate normals, OpenFEMA. Method: editorial policy and data.

Water damage in Tennessee?

Call free, 24/7. Tell us your ZIP code and you will be connected with a local restoration company.

Call now(888) 555-0142

Water damage in Tennessee: common questions

Which Tennessee cities do you cover?

This page lists the 19 Tennessee cities we have local pages for. The phone line takes calls from anywhere in Tennessee; tell the call taker your ZIP code and you will be connected with a restoration company that serves it, where one is available.

Does homeowners insurance in Tennessee cover water damage?

Standard homeowners policies generally cover sudden and accidental water damage such as a burst pipe, and exclude flooding from outside and long-term leaks. Tennessee has had 42 federal disaster declarations for storms, floods or hurricanes since 2000, so it is worth checking whether you also need flood insurance.

How much does water damage restoration cost in Tennessee?

HomeAdvisor's 2026 national data puts most jobs at $1,383 to $6,369 (average $3,868), or roughly $3.50 to $7.50 per square foot for drying. Local labor costs, the type of water and the materials affected move the final number.