Water Damage Restoration in Illinois

Quick answer: for water damage anywhere in Illinois, stop the water at the main shutoff, keep clear of wet electrics and call (888) 555-0142. The call is free and connects you with a local restoration company.

Illinois has been included in 20 federal disaster declarations for severe storms, flooding or hurricanes since 2000, most recently Severe Storms, Tornadoes, Straight-Line Winds, and Floodng in September 2024 (FEMA DR-4819), and 6 for winter storms and freezing. Most water damage, though, starts inside: a supply line, a water heater, a washing machine hose or a toilet. The table ranks the 31 Illinois cities we cover by population, with each city's score on our Water Damage Risk Index.

City	Population	Homes built before 1980	Freezing nights a year	Risk score
Chicago	2,731,585	75%	106	61/100
Aurora	181,505	43%	134	47/100
Naperville	153,114	26%	144	43/100
Joliet	152,241	47%	126	51/100
Rockford	147,384	74%	136	67/100
Elgin	115,476	55%	139	53/100
Springfield	112,989	65%	114	53/100
Peoria	110,920	69%	118	55/100
Champaign	91,195	44%	120	43/100
Waukegan	87,940	68%	132	57/100
Cicero	81,858	92%	106	66/100
Bloomington	78,804	48%	133	47/100
Schaumburg	77,249	53%	153	61/100
Evanston	76,380	76%	128	67/100
Arlington Heights	76,216	64%	122	58/100
Bolingbrook	74,803	41%	123	50/100
Decatur	67,884	79%	110	57/100
Skokie	66,544	85%	128	71/100
Palatine	65,842	59%	137	63/100
Des Plaines	58,772	71%	121	64/100
Orland Park	57,954	30%	131	51/100
Oak Lawn	56,450	78%	108	66/100
Mount Prospect	55,395	76%	122	63/100
Tinley Park	55,140	38%	126	53/100
Berwyn	55,001	93%	106	66/100
Wheaton	54,065	62%	144	57/100
Normal	53,275	40%	133	44/100
Oak Park	52,823	86%	106	65/100
Hoffman Estates	50,858	63%	153	65/100
Downers Grove	50,365	64%	144	57/100
Plainfield	50,043	10%	123	41/100

Sources: Census Bureau population estimates (Vintage 2025) and ACS 2020-2024, NOAA 1991-2020 climate normals, OpenFEMA. Method: editorial policy and data.

Water damage in Illinois?

Call free, 24/7. Tell us your ZIP code and you will be connected with a local restoration company.

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Water damage in Illinois: common questions

Which Illinois cities do you cover?

This page lists the 31 Illinois cities we have local pages for. The phone line takes calls from anywhere in Illinois; tell the call taker your ZIP code and you will be connected with a restoration company that serves it, where one is available.

Does homeowners insurance in Illinois cover water damage?

Standard homeowners policies generally cover sudden and accidental water damage such as a burst pipe, and exclude flooding from outside and long-term leaks. Illinois has had 20 federal disaster declarations for storms, floods or hurricanes since 2000, so it is worth checking whether you also need flood insurance.

How much does water damage restoration cost in Illinois?

HomeAdvisor's 2026 national data puts most jobs at $1,383 to $6,369 (average $3,868), or roughly $3.50 to $7.50 per square foot for drying. Local labor costs, the type of water and the materials affected move the final number.