Water Damage Restoration in Florida

Quick answer: for water damage anywhere in Florida, stop the water at the main shutoff, keep clear of wet electrics and call (888) 555-0142. The call is free and connects you with a local restoration company.

Florida has been included in 64 federal disaster declarations for severe storms, flooding or hurricanes since 2000, most recently Hurricane Milton in November 2024 (FEMA DR-4844), and 1 for winter storms and freezing. Most water damage, though, starts inside: a supply line, a water heater, a washing machine hose or a toilet. The table ranks the 62 Florida cities we cover by population, with each city's score on our Water Damage Risk Index.

City	Population	Homes built before 1980	Freezing nights a year	Risk score
Jacksonville	1,017,689	40%	4	56/100
Miami	489,812	51%	0	57/100
Tampa	413,554	45%	1	56/100
Orlando	333,888	33%	2	52/100
Port St. Lucie	268,062	9%	0	43/100
St. Petersburg	264,033	70%	0	65/100
Cape Coral	236,264	15%	0	47/100
Hialeah	230,968	60%	0	61/100
Tallahassee	204,902	37%	27	62/100
Fort Lauderdale	188,677	65%	0	64/100
Pembroke Pines	176,714	24%	0	48/100
Hollywood	157,019	75%	0	68/100
Gainesville	148,671	44%	15	60/100
Palm Bay	148,092	13%	1	48/100
Miramar	142,570	29%	0	50/100
Coral Springs	138,783	28%	0	49/100
West Palm Beach	127,189	38%	0	52/100
Lakeland	125,520	45%	3	60/100
Pompano Beach	117,211	67%	0	64/100
Clearwater	114,364	56%	0	60/100
Miami Gardens	113,579	72%	0	66/100
Davie	110,851	29%	0	50/100
Palm Coast	109,886	6%	5	48/100
Boca Raton	101,582	44%	0	53/100
Fort Myers	101,581	24%	0	49/100
Deltona	100,267	21%	3	51/100
Plantation	99,183	40%	0	54/100
Sunrise	98,846	42%	0	54/100
North Port	96,551	13%	3	51/100
Deerfield Beach	89,339	59%	0	61/100
Daytona Beach	88,471	47%	3	60/100
Melbourne	87,097	39%	2	56/100
Homestead	86,242	22%	0	46/100
Kissimmee	85,591	22%	3	51/100
Boynton Beach	82,396	41%	0	53/100
Doral	81,634	6%	0	43/100
Miami Beach	81,594	67%	0	63/100
Largo	80,690	56%	0	60/100
Lauderhill	75,668	68%	0	64/100
St. Cloud	74,960	20%	3	50/100
Tamarac	74,134	48%	0	56/100
Ocala	71,753	43%	8	60/100
Delray Beach	69,809	43%	0	54/100
Weston	69,588	7%	0	44/100
Sanford	67,483	30%	3	54/100
Port Orange	66,395	26%	3	52/100
Apopka	65,552	11%	13	51/100
Palm Beach Gardens	63,883	18%	1	48/100
Wellington	62,662	12%	0	44/100
Jupiter	62,350	15%	0	45/100
Winter Haven	62,313	34%	1	49/100
North Miami	60,884	79%	0	69/100
Margate	60,070	59%	0	61/100
Coconut Creek	58,626	21%	0	46/100
Sarasota	58,458	58%	1	62/100
Bradenton	58,014	43%	1	58/100
Bonita Springs	57,634	11%	0	44/100
Pensacola	53,817	65%	11	72/100
Clermont	52,812	13%	3	47/100
Pinellas Park	52,295	57%	0	60/100
Ocoee	51,932	16%	2	48/100
Fort Pierce	51,737	44%	1	56/100

Sources: Census Bureau population estimates (Vintage 2025) and ACS 2020-2024, NOAA 1991-2020 climate normals, OpenFEMA. Method: editorial policy and data.

Water damage in Florida?

Call free, 24/7. Tell us your ZIP code and you will be connected with a local restoration company.

Call now(888) 555-0142

Water damage in Florida: common questions

Which Florida cities do you cover?

This page lists the 62 Florida cities we have local pages for. The phone line takes calls from anywhere in Florida; tell the call taker your ZIP code and you will be connected with a restoration company that serves it, where one is available.

Does homeowners insurance in Florida cover water damage?

Standard homeowners policies generally cover sudden and accidental water damage such as a burst pipe, and exclude flooding from outside and long-term leaks. Florida has had 64 federal disaster declarations for storms, floods or hurricanes since 2000, so it is worth checking whether you also need flood insurance.

How much does water damage restoration cost in Florida?

HomeAdvisor's 2026 national data puts most jobs at $1,383 to $6,369 (average $3,868), or roughly $3.50 to $7.50 per square foot for drying. Local labor costs, the type of water and the materials affected move the final number.