Water Damage Restoration in California

Quick answer: for water damage anywhere in California, stop the water at the main shutoff, keep clear of wet electrics and call (888) 555-0142. The call is free and connects you with a local restoration company.

California has been included in 33 federal disaster declarations for severe storms, flooding or hurricanes since 2000, most recently Severe Winter Storm in April 2024 (FEMA DR-4773), and 2 for winter storms and freezing. Most water damage, though, starts inside: a supply line, a water heater, a washing machine hose or a toilet. The table ranks the 177 California cities we cover by population, with each city's score on our Water Damage Risk Index.

City	Population	Homes built before 1980	Freezing nights a year	Risk score
Los Angeles	3,869,089	70%	1	43/100
San Diego	1,406,106	52%	0	26/100
San Jose	989,814	60%	2	33/100
San Francisco	826,079	77%	1	37/100
Fresno	555,549	49%	11	27/100
Sacramento	536,449	54%	4	36/100
Long Beach	450,469	79%	0	42/100
Oakland	440,838	77%	0	40/100
Bakersfield	422,165	35%	17	25/100
Anaheim	341,008	65%	0	30/100
Stockton	324,597	51%	25	38/100
Riverside	323,057	56%	2	34/100
Irvine	318,764	21%	2	17/100
Santa Ana	315,586	74%	0	32/100
Chula Vista	275,533	42%	0	21/100
Santa Clarita	228,430	31%	1	28/100
Fremont	226,442	53%	2	33/100
San Bernardino	222,044	60%	3	35/100
Fontana	221,223	28%	2	21/100
Modesto	219,652	55%	12	34/100
Moreno Valley	214,263	19%	25	25/100
Oxnard	199,651	57%	0	29/100
Huntington Beach	191,451	69%	0	30/100
Glendale	187,160	69%	1	43/100
Ontario	187,013	50%	2	29/100
Elk Grove	185,007	9%	15	23/100
Santa Rosa	179,437	50%	15	41/100
Rancho Cucamonga	177,856	29%	2	21/100
Oceanside	170,483	38%	8	26/100
Garden Grove	170,455	77%	0	34/100
Lancaster	170,084	34%	68	35/100
Roseville	167,302	17%	23	22/100
Palmdale	161,845	20%	38	28/100
Corona	161,734	25%	11	24/100
Salinas	159,134	58%	6	38/100
Hayward	157,113	62%	1	36/100
Sunnyvale	156,577	57%	2	30/100
Pomona	147,807	66%	3	43/100
Visalia	146,541	38%	9	22/100
Escondido	146,030	47%	2	30/100
Victorville	141,395	19%	54	25/100
Fullerton	138,675	71%	0	31/100
Torrance	138,391	82%	0	44/100
Orange	138,365	64%	0	28/100
Pasadena	135,804	72%	0	43/100
Santa Clara	133,446	59%	3	32/100
Clovis	129,347	28%	11	19/100
Simi Valley	124,861	50%	11	34/100
Vallejo	123,287	59%	5	35/100
Concord	123,261	74%	9	41/100
Fairfield	122,489	38%	8	27/100
Thousand Oaks	122,230	56%	1	30/100
Berkeley	121,911	81%	1	45/100
Antioch	118,958	41%	7	25/100
Menifee	118,592	20%	9	23/100
Temecula	114,865	7%	0	16/100
Richmond	114,861	66%	0	33/100
Murrieta	114,124	6%	0	16/100
Carlsbad	112,260	30%	0	17/100
Santa Maria	111,390	47%	9	39/100
Ventura	109,914	63%	0	31/100
Costa Mesa	108,881	68%	0	29/100
Downey	108,468	83%	0	43/100
Jurupa Valley	107,311	51%	4	33/100
Rialto	106,554	44%	2	26/100
West Covina	105,301	77%	3	47/100
Chico	105,081	45%	40	41/100
El Monte	105,075	70%	1	43/100
Vacaville	103,850	39%	21	30/100
San Mateo	103,337	70%	0	37/100
Burbank	102,988	72%	1	44/100
Hesperia	102,605	28%	32	25/100
Tracy	101,901	24%	26	25/100
El Cajon	101,755	68%	3	37/100
Inglewood	101,662	78%	0	42/100
Daly City	101,261	78%	1	44/100
Merced	99,724	43%	24	32/100
Vista	98,274	37%	1	24/100
Norwalk	97,104	84%	0	43/100
Chino	96,957	38%	11	26/100
Manteca	96,693	28%	19	26/100
San Marcos	94,908	27%	2	23/100
Indio	94,269	25%	1	19/100
Redding	94,092	43%	27	32/100
Hemet	93,649	42%	15	32/100
Folsom	91,983	13%	4	22/100
Carson	90,808	78%	1	45/100
Compton	90,500	77%	0	41/100
Mission Viejo	90,484	52%	1	27/100
Santa Monica	90,082	73%	0	40/100
South Gate	90,071	83%	0	45/100
Westminster	88,966	76%	0	33/100
Rancho Cordova	87,554	51%	4	35/100
Santa Barbara	86,422	74%	0	45/100
Citrus Heights	86,348	62%	4	39/100
Lake Forest	86,333	38%	1	21/100
San Ramon	86,209	25%	19	25/100
Whittier	85,815	89%	0	45/100
Mountain View	85,438	60%	2	32/100
San Leandro	85,353	77%	3	44/100
Livermore	83,457	52%	13	36/100
Perris	83,237	13%	25	24/100
Hawthorne	82,741	68%	0	37/100
Redwood City	82,178	64%	6	40/100
Newport Beach	81,977	55%	0	23/100
Buena Park	81,741	76%	0	33/100
Alhambra	79,820	72%	1	44/100
Upland	79,446	56%	2	32/100
Milpitas	78,596	40%	3	23/100
Lakewood	78,010	89%	0	45/100
Tustin	77,843	47%	0	22/100
Pittsburg	77,542	44%	7	26/100
Chino Hills	77,519	17%	11	20/100
Alameda	76,876	73%	3	43/100
Rocklin	76,821	15%	20	25/100
Napa	76,562	61%	13	49/100
Apple Valley	75,247	26%	54	26/100
Lake Elsinore	75,067	14%	9	22/100
Bellflower	74,719	71%	0	39/100
Pleasanton	74,556	40%	13	31/100
Redlands	74,128	58%	3	34/100
Tulare	73,907	38%	9	22/100
Turlock	72,864	43%	7	28/100
Dublin	71,602	19%	13	24/100
Eastvale	70,594	2%	11	19/100
Walnut Creek	70,012	66%	4	37/100
Yuba City	69,485	44%	23	34/100
Lodi	69,100	56%	20	40/100
Madera	69,017	39%	25	25/100
Baldwin Park	68,880	71%	1	44/100
Camarillo	68,652	45%	1	26/100
Palo Alto	67,609	70%	14	40/100
Redondo Beach	67,281	67%	0	39/100
Brentwood	66,607	10%	7	16/100
Davis	66,110	45%	18	34/100
Yorba Linda	65,632	39%	0	19/100
Union City	65,282	52%	3	34/100
South San Francisco	64,941	70%	0	37/100
Laguna Niguel	64,107	24%	1	15/100
Lynwood	63,512	86%	0	44/100
Porterville	63,088	50%	15	29/100
Woodland	62,513	48%	9	34/100
Hanford	62,229	39%	24	24/100
San Clemente	62,226	44%	1	23/100
Santa Cruz	61,797	68%	6	48/100
La Habra	60,908	77%	0	33/100
Beaumont	60,835	17%	15	24/100
Gilroy	60,764	36%	16	27/100
Encinitas	60,736	50%	0	26/100
Montebello	60,693	84%	1	49/100
La Mesa	59,914	73%	3	39/100
Petaluma	59,688	52%	21	42/100
San Rafael	59,410	71%	3	47/100
Pico Rivera	58,915	86%	1	49/100
Gardena	58,460	72%	0	39/100
Cupertino	58,333	64%	2	33/100
Santee	58,205	54%	3	31/100
National City	57,807	70%	0	32/100
Highland	57,614	44%	3	28/100
Monterey Park	57,457	79%	1	47/100
Lincoln	57,367	8%	20	23/100
West Sacramento	56,216	44%	15	33/100
San Jacinto	56,014	24%	15	26/100
Fountain Valley	55,508	82%	0	34/100
Yucaipa	54,953	54%	3	33/100
Placentia	54,911	60%	0	28/100
Arcadia	54,117	69%	1	43/100
Colton	53,383	51%	2	29/100
Palm Desert	53,259	33%	1	21/100
Cathedral City	52,375	27%	0	17/100
Delano	52,334	40%	18	27/100
Novato	51,947	65%	3	45/100
Diamond Bar	51,884	50%	3	37/100
Huntington Park	51,544	74%	0	42/100
Paramount	50,755	63%	0	36/100
Watsonville	50,716	56%	8	43/100
San Luis Obispo	50,636	57%	8	45/100

Sources: Census Bureau population estimates (Vintage 2025) and ACS 2020-2024, NOAA 1991-2020 climate normals, OpenFEMA. Method: editorial policy and data.

Water damage in California?

Call free, 24/7. Tell us your ZIP code and you will be connected with a local restoration company.

Call now(888) 555-0142

Water damage in California: common questions

Which California cities do you cover?

This page lists the 177 California cities we have local pages for. The phone line takes calls from anywhere in California; tell the call taker your ZIP code and you will be connected with a restoration company that serves it, where one is available.

Does homeowners insurance in California cover water damage?

Standard homeowners policies generally cover sudden and accidental water damage such as a burst pipe, and exclude flooding from outside and long-term leaks. California has had 33 federal disaster declarations for storms, floods or hurricanes since 2000, so it is worth checking whether you also need flood insurance.

How much does water damage restoration cost in California?

HomeAdvisor's 2026 national data puts most jobs at $1,383 to $6,369 (average $3,868), or roughly $3.50 to $7.50 per square foot for drying. Local labor costs, the type of water and the materials affected move the final number.